Educational articles to help you understand your rights under federal debt collection laws.
Receiving calls or threats from Acima? Learn about common Acima financing complaints, the NY Attorney General lawsuit, and what rights consumers have when dealing with Acima Credit.
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Debt Collector SpotlightIs Acima threatening to sue you, repossess merchandise, or calling your employer or family? Learn what rights consumers have and how to respond to Acima threats and aggressive collection tactics.
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FDCPA ViolationsCan you sue a debt collector for harassment? Learn how the FDCPA allows consumers to take legal action against collection agencies for abusive, deceptive, or unfair collection practices.
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Debt CollectionWorried about a lawsuit from a debt collector? Learn whether a collection agency can sue you, how the process works, your rights if sued, and how the statute of limitations may protect you.
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Debt Collector SpotlightGetting calls from Diversified Consultants? Phone numbers 855-732-2332, 888-710-6818, 866-677-2706, 704-841-2424, or 334-396-3000? Learn your FDCPA rights and how to stop the calls.
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Debt Collector SpotlightReceiving calls from Wakefield Payment Solutions? Numbers 855-732-2332, 888-710-6818, 866-677-2706, 704-841-2424, or 334-396-3000? Learn your rights under the FDCPA.
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Debt Collector SpotlightGetting calls from 855-267-1173, 8552671173, 800-695-7444, or 303-255-5354? These may be Thunderbird Collections. Learn your FDCPA rights and how to stop the harassment.
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Debt Collector SpotlightReceiving calls from Portfolio Recovery Associates at 855-267-1173, 800-695-7444, or 303-255-5354? Learn how to stop the harassment under the FDCPA.
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FDCPA RightsLearn whether debt collectors can legally call you at your workplace and what the FDCPA says about workplace collection calls.
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FDCPA RightsUnderstand the legal limits on how frequently debt collectors can call you, including the 7-in-7 rule under Regulation F.
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FDCPA ViolationsLearn what constitutes an FDCPA violation, common examples of illegal debt collector behavior, and what remedies may be available.
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Debt CollectionFind out the potential consequences of ignoring debt collection calls and letters, and learn about your options.
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GuidesStep-by-step guide on writing an effective cease and desist letter to stop debt collector communications under the FDCPA.
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FDCPA RightsLearn whether debt collectors can legally text or email you, and what rules apply to digital communications under Regulation F.
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Debt CollectionUnderstand how the statute of limitations affects debt collection and what it means for old debts in your state.
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GuidesLearn your rights when debt collectors contact you about a debt that is not yours and how to stop these calls.
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Debt CollectionUnderstand when and how debt collectors can garnish your wages, the legal process required, and your rights.
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GuidesLearn where and how to report debt collector harassment to federal agencies, state authorities, and consumer protection organizations.
Read MoreAll articles are for educational purposes only and do not constitute legal advice.