Diversified Consultants, Inc. — What You Need to Know
If you have received calls from 855-732-2332, 888-710-6818, 866-677-2706, 704-841-2424, or 334-396-3000, these numbers may be associated with Diversified Consultants, Inc. (DCI), a third-party debt collection agency based in Jacksonville, Florida.
Diversified Consultants collects on behalf of telecommunications companies including AT&T, DirecTV, and others. If you are receiving repeated calls from any of these numbers, you have rights under the Fair Debt Collection Practices Act (FDCPA).
Common Complaints About Diversified Consultants
Consumers have reported the following concerns about Diversified Consultants:
- Calling multiple times per day or week
- Calling before 8 AM or after 9 PM
- Calling family members, neighbors, or coworkers
- Threatening legal action without intent or authority to follow through
- Failing to provide proper debt validation
- Continuing to call after a cease communication request
Any of these behaviors may constitute a violation of the FDCPA.
Phone Numbers Associated With Diversified Consultants
If you have received calls from any of the following numbers, it may be Diversified Consultants:
- (855) 732-2332
- (888) 710-6818
- (866) 677-2706
- (704) 841-2424
- (334) 396-3000
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (15 U.S.C. § 1692 et seq.) gives you the following rights:
- 1. The right to request debt validation. Within 30 days of first contact, you can demand written proof of the debt. The collector must stop collection efforts until they provide verification.
- 2. The right to request they stop contacting you. You can send a written cease communication letter. Once received, the collector is generally prohibited from contacting you further (with limited exceptions).
- 3. The right to be free from harassment. Repeated or abusive calls, threats, and deceptive tactics are illegal.
- 4. The right to sue for violations. If Diversified Consultants violates the FDCPA, you may be entitled to statutory damages up to $1,000, actual damages, plus attorney's fees and court costs.
What to Do If They Are Calling You
- 1. Document every call. Note the date, time, phone number, and what was said.
- 2. Request debt validation in writing. Send a certified letter with return receipt.
- 3. Send a cease and desist letter if you want the calls to stop.
- 4. File a complaint with the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint and the FTC at ReportFraud.ftc.gov.
- 5. Consult a consumer protection attorney. Many FDCPA attorneys offer free consultations and work on contingency.
Disclaimer
This article is for educational purposes only and does not constitute legal advice. StopDebtCallsNow.com is not a law firm. Phone number associations are based on consumer reports and may change. Consult a licensed attorney for advice specific to your situation.